Notes About Approvals & Budgets

At Goodman’s Life Insurance Agency, we make life insurance simple, affordable, and stress-free with a fast approval process—most clients qualify without a medical exam, and many receive same-day decisions. Whether you’re in excellent health or managing medical conditions, we partner with top-rated carriers to find coverage that fits your situation and your budget. With plans starting as low as $10–$20 per month, we tailor protection to your goals and financial comfort level, providing clear choices, honest pricing, and zero pressure.

Life insurance shouldn’t be confusing or expensive.
Let’s lock in the protection your family deserves—start your personalized quote today.

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Section 1: How approvals work

Most approvals come down to three things:

Health history

Lifestyle factors

Coverage amount

The goal isn’t perfection—it’s clarity. When your application is prepared correctly, underwriting tends to move faster and more smoothly.

Section 2: What can slow underwriting

Common delay triggers:

missing medical details

medication history not aligned

unclear physician notes

incomplete application info

higher coverage amounts that require exams

Section 3: Your advantage (put this in a box)

The Paramedic Advantage™ helps you:

prepare for medical questions before underwriting asks them

avoid preventable delays and resubmissions

target carriers more strategically based on your profile

Section 4: Budget guidance (simple and honest)

Most families can start protection with a comfortable monthly budget.
We’ll build options around your goals—and you’ll always see the numbers

before making any decision.

My promise: no pressure, no surprises, and no confusing jargon.

Section 5: Typical Budgets Most Families Choose

Single parents: $25–$50/mo

Families with kids: $40–$90/mo

Homeowners: $30–$75/mo

Final expense (ages 50–85): $40–$120/mo

IUL / wealth-building: $150–$500/mo

(Ranges vary based on goals, income, and long-term planning preferences.)

Step 6: Our Promise

We’ll never recommend a policy outside your budget—we’ll always find a plan that fits your needs, your health, and your price range—so you can confidently protect your family’s future.

Take the first step today.

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